Backing Entrepreneurs Who Build Every Day. Turning Hustles into Sustainable Businesses.

Valuefin exists for the marginalized business men and women running micro-businesses and informal enterprises — traders, marketeers, service providers, and small-scale entrepreneurs who keep households and communities moving. We provide practical finance and hands-on support designed for real life, not just boardrooms.

Who We Are

Valuefin: Your Impact-Driven Partner

Valuefin is an impact-driven partner for entrepreneurs running micro, small and medium businesses including those in the informal sector. We support business owners who may not yet be formal but are serious about growth, income stability, and building something that lasts.

We understand daily cash flow, unpredictable markets, and the realities of balancing business and family.

What We Do

Our Services for Micro-Businesses

Financing Designed for Micro-Businesses

Flexible, responsible financing for market traders, home-based businesses, service providers, and informal retailers. Funding supports stock, working capital, and steady growth. This is offered through our financing vehicle- Iliyonse.

Practical Business Support for Real Life

Hands-on guidance on record-keeping, pricing, savings discipline, and basic business systems — simple, practical, and achievable.

Pathways from Informal to Sustainable

Support for businesses at every stage, whether remaining informal or moving toward formalisation.

Who We Work With

Our Partners in Growth

Micro & Informal Businesses

Entrepreneurs running micro and informal businesses

Home-Based Enterprises

Home-based and market-based enterprises

Early-Stage Entrepreneurs

Supporting businesses at the start of their journey

Community Groups

Community-based business groups and partners supporting SME economic empowerment

Why Valuefin

Why Choose Valuefin

We understand the unique challenges and opportunities facing micro-businesses and informal enterprises.

We understand small, daily-income businesses

We design solutions around real business realities

We offer support beyond loans

We focus on steady progress, not pressure

80%

Women in Portfolio

5000

+ Families Strengthened

Impact Snapshot

Our Impact in Numbers

80%

Our portfolio is made up predominantly of women growing income and confidence

Multiple

Number of Disbursements - Micro-businesses becoming more stable and resilient

5,000+

Families and communities strengthened through women-led enterprises

Significant

Capital deployed with care, trust, and accountability

Testimonials

What Our Marketeers Say About Valuefin

Hear from successful marketeers who have grown their businesses with our support.

"Valuefin's loan helped me stock up on essential items during the busy season. My sales increased significantly!"

Mrs. Grace Mwanza
Groceries

"The loan allowed me to buy new equipment. My business has grown tremendously, attracting more clients!"

Miss. Beauty Zulu
Hair Saloon

"Valuefin's support helped me renovate my restaurant. Customer satisfaction is up and profits improved greatly!"

Mr. Joseph Chileshe
Restaurant

"The loan funded better inventory and decor improvements. It's now a popular spot in the community!"

Mr. Patrick Banda
Bar/Tavern