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Valuefin Business

Our Business

Valuefin: Leading Financial Services in Zambia

Valuefin operates Iliyonse, a premier money lending business dedicated to empowering marketeers across Zambia. Since our inception, we have been committed to providing accessible financial solutions that drive economic growth and create sustainable livelihoods.

Our core business focuses on providing tailored loan products to small and medium-sized enterprises, particularly marketeers who form the backbone of Zambia's informal economy. Through strategic financial support, we enable entrepreneurs to expand their operations, increase inventory, and improve their business infrastructure.

Over 6,000 loans issued

1,100+ active clients

25+ branches in Lusaka

Sustainable business model

Join our growing network of successful marketeers

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Our Reach

Extensive Branch Network Across Lusaka

With over 25 strategically located branches throughout Lusaka, we bring financial services closer to marketeers in every corner of the city. Our expansion strategy focuses on accessibility and convenience for our clients.

25

Active Branches

15

Market Locations

80

Staff Members

30%

Annual Growth

Growth Strategy

Strategic Expansion & Market Penetration

Our expansion strategy is built on three key pillars: geographic reach, product diversification, and technological innovation. We are committed to extending our services beyond Lusaka to other major cities in Zambia.

Geographic Expansion

We plan to establish 50+ branches across Zambia by 2026, targeting major markets in Copperbelt, Southern, and Central provinces. This expansion will enable us to serve over 5,000 marketeers nationwide.

Product Innovation

Developing specialized loan products for different market segments including agricultural suppliers, retail traders, and service providers. We're also introducing digital lending platforms for faster loan processing.

Partnership Development

Building strategic partnerships with market associations, suppliers, and financial institutions to create a comprehensive ecosystem that supports marketeer success.

Valuefin Expansion

Economic Impact

Creating Employment & Economic Opportunities

Valuefin is committed to job creation and economic empowerment. Our business model generates both direct and indirect employment opportunities across Zambia.

Direct Employment

We currently employ over 80 full-time staff across our branch network, including:

  • Branch Managers and Loan Officers
  • Customer Service Representatives
  • Financial Analysts and Risk Managers
  • IT and Operations Support Staff
  • Administrative and Security Personnel

Target: Increase to 200+ employees by 2026 through our expansion program.

Indirect Employment

Our lending activities support the livelihoods of thousands through:

  • 1,100+ Marketeer Businesses - Primary beneficiaries who employ additional staff
  • 3,500+ Estimated Jobs - Created by our clients' businesses
  • Supply Chain Impact - Supporting suppliers, distributors, and service providers
  • Family Livelihoods - Over 15,000 family members supported

Impact Goal: Support 10,000+ indirect jobs by 2027 through expanded lending.

Total Economic Impact

Through our operations, Valuefin contributes to the creation and sustenance of over 3,600 jobs (direct and indirect), impacting more than 15,000 lives across Zambian communities.

Our Mission

To empower marketeers and small business owners in Zambia by providing accessible, affordable, and sustainable financial solutions that drive economic growth, create employment opportunities, and improve livelihoods across communities.

Our Vision

To become Zambia's leading financial services provider for the informal sector, recognized for our commitment to inclusive growth, job creation, and sustainable business practices that transform communities and strengthen the national economy.

Our Values

Principles That Guide Our Business

Integrity

We conduct our business with honesty, transparency, and ethical practices in all our dealings.

Customer Focus

Our clients are at the heart of everything we do. We prioritize their needs and success.

Sustainability

We build long-term relationships and sustainable business models that benefit all stakeholders.

Innovation

We continuously improve our services and embrace technology to better serve our clients.

Community

We are committed to uplifting communities and contributing to Zambia's economic development.

Excellence

We strive for excellence in service delivery and maintain the highest professional standards.

Leadership Team

Meet Our Executive Leadership

Boris Johnson

Founder & CEO

Donald Pakura

Chief Operations Officer

Alexander Bell

Chief Financial Officer

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