Our Business
Valuefin operates Iliyonse, a premier money lending business dedicated to empowering marketeers across Zambia. Since our inception, we have been committed to providing accessible financial solutions that drive economic growth and create sustainable livelihoods.
Our core business focuses on providing tailored loan products to small and medium-sized enterprises, particularly marketeers who form the backbone of Zambia's informal economy. Through strategic financial support, we enable entrepreneurs to expand their operations, increase inventory, and improve their business infrastructure.
Over 6,000 loans issued
1,100+ active clients
25+ branches in Lusaka
Sustainable business model
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Get StartedOur Reach
With over 25 strategically located branches throughout Lusaka, we bring financial services closer to marketeers in every corner of the city. Our expansion strategy focuses on accessibility and convenience for our clients.
Growth Strategy
Our expansion strategy is built on three key pillars: geographic reach, product diversification, and technological innovation. We are committed to extending our services beyond Lusaka to other major cities in Zambia.
We plan to establish 50+ branches across Zambia by 2026, targeting major markets in Copperbelt, Southern, and Central provinces. This expansion will enable us to serve over 5,000 marketeers nationwide.
Developing specialized loan products for different market segments including agricultural suppliers, retail traders, and service providers. We're also introducing digital lending platforms for faster loan processing.
Building strategic partnerships with market associations, suppliers, and financial institutions to create a comprehensive ecosystem that supports marketeer success.
Economic Impact
Valuefin is committed to job creation and economic empowerment. Our business model generates both direct and indirect employment opportunities across Zambia.
We currently employ over 80 full-time staff across our branch network, including:
Target: Increase to 200+ employees by 2026 through our expansion program.
Our lending activities support the livelihoods of thousands through:
Impact Goal: Support 10,000+ indirect jobs by 2027 through expanded lending.
Through our operations, Valuefin contributes to the creation and sustenance of over 3,600 jobs (direct and indirect), impacting more than 15,000 lives across Zambian communities.
To empower marketeers and small business owners in Zambia by providing accessible, affordable, and sustainable financial solutions that drive economic growth, create employment opportunities, and improve livelihoods across communities.
To become Zambia's leading financial services provider for the informal sector, recognized for our commitment to inclusive growth, job creation, and sustainable business practices that transform communities and strengthen the national economy.
Our Values
We conduct our business with honesty, transparency, and ethical practices in all our dealings.
Our clients are at the heart of everything we do. We prioritize their needs and success.
We build long-term relationships and sustainable business models that benefit all stakeholders.
We continuously improve our services and embrace technology to better serve our clients.
We are committed to uplifting communities and contributing to Zambia's economic development.
We strive for excellence in service delivery and maintain the highest professional standards.
Leadership Team
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